Well if Nick becomes your carer, and anyone else going moves into your place, Chris, thus becoming a household + support bubble, you should be OK. At a single place of work. In the canteen.
As Bojo might say, do it but don’t do it.
As for the other matter, I did tell you it’ll all end in tiers (fnar fnaaar).
Seriously, it’s all about cash, which is what’s been happening in the north-west. Tier two brings impositions that may or may not be bearable. Tier three adds to them but includes financial compensation, thus reducing the impact on the local economy.
Frankly I can’t understand why all of the major conurbations haven’t started as tier threes, given population densities and routine movement of people for work (let alone family and friends - and that before socialising).